Noel is a fast online loan that is provided not only via the Internet but also via an SMS message from the second and every other request. The advantage is the possibility to apply for a loan from anywhere where internet access is available. Money can be in the account of the applicant within 15 minutes, but it is necessary to have a receipt of receipt or 3 latest account statements to prove it. It is not recommended to use a quick loan to repay other liabilities, but only if the necessary and unexpected need for money. If you want to know more about the application itself, about the loan prices, about the conditions and other things associated with the Noel loan, then continue reading this review.
The loan application for payday loans without having to check credit is very simple. On the website, there is a clear table where the applicant chooses the amount of the loan (the first loan up to CZK 8,000, current clients up to CZK 20,000) and the time for which he wants to borrow money. On the right side of the page, the selected amount, fee, and total are shown. The sum is the amount payable by that date. The last line is the conversion of the fee to interest and APR. Just click “ask” below this table.
Now, only one page to fill is waiting for the applicant. The first group of data is “personal information”. Enter your name, surname, birth number, OP number, mobile number, e-mail, and bank account. Furthermore, it is necessary to select the type of employment from the offer (employed, self-employed, maternity/parental, pensioner, student, disability pensioner, unemployed, others) and then the second group “job description” is displayed.
The second group “job description” contains the amount of monthly income where you have to choose from the offered amounts, company name, and employer address. The third group “permanent address” requires filling in the zip code, city, street, and house number. If the address is different from the permanent address, just check it and fill it. If the applicant has a discount code, then it must be entered in the following field. Below this group is the percentage chance of obtaining a loan based on the data entered. To submit a request using the “ask” button, you must agree to the sentence.
After submitting the application for a Noel loan to the applicant within 30 seconds an SMS message with a code that must be inserted in the relevant field (strict and small letters strictly according to the SMS code) are required. Checking the box “I declare” will complete the registration. The request will be processed immediately during business hours and you will be informed of the result. If the loan is approved, the money will be credited to the client’s account and can be expected within 15 minutes, and then the next day depending on the bank.
To obtain a Noel loan it is necessary to be a citizen of the Czech Republic, to be between 18 and 75 years old, to have an account in one of the banks of the Czech Republic (in case you want to use another person’s account, the right to dispose of the account must be sent) income through which you will be able to repay the loan and have an active mobile and internet connection.
Make sure you have enough funds in the future to pay off your entire loan. Then you choose the amount of loan on our website – we offer up to CZK 8,000 for new clients and up to CZK 20,000 for existing clients. You can choose the amount with hundreds of dollars, so you don’t need to take out a loan that you don’t need, making the loan cheaper for you.
We will process your loan request within 15 minutes. We will then inform you by SMS if your loan has been approved. We will contact you if you need to clarify some information or provide additional documentation.
You must provide your phone number to get a loan. You only have to use this phone number.
Unfortunately, we do not provide such loans, they are only available if you are already in the Czech Republic.
You do not need any documents to obtain a loan unless we request them from you. Phone and account in the Czech bank needed.
Before the due date of the loan is due, you need to pay an extension fee and choose the number of days you will pay for the loan in your user profile. You can then defer the term of our quick loan from 1 to 30 days.