The Maxcredit experience makes every prospective loaner in his own unique way. Because everyone has a different perspective on the offer, the way of working and the service Maxcredit has to offer.
However, the fact is that Maxcredit can fill in gaps there that conventional banks tend to leave open when it comes to lending.
Who or what is Maxcredit?
Maxcredit Experience – secure loan solutions for everyone
Maxcredit is a credit portal that works without the support of the banks. The Maxcredit experience shows that the money for the loans comes from private investors.
These ultimately determine who gets a loan and who does not. The credit portal works like a platform.
Borrowers put in their loan application, describe the project, which goes along with it, very carefully and then wait, if enough donors find themselves. All this is limited to a fixed period of time.
Only if all the money for the loan accumulates within this time frame, this is also granted. Otherwise the offer will be forfeited and the loan seeker will have to look elsewhere for the loan.
So anyway the Maxcredit experience. Maxcredit thus acts only as an intermediary between the two parties.
A prepayment is not necessary in spite of all that. Maxcredit receives a small commission only on successful borrowing.
This is already included in the effective interest rate and therefore does not have to be paid separately.
Who makes the money available?
Our Maxcredit experience shows that the private investors who invest in Maxcredit come from very different areas. There is no solid segment of the population investing there.
Everyone can participate and decide freely whether he wants to invest his money there. Reason for the investments are the bad interest that currently exists on investments at traditional banks.
On the other hand, if the money is lent to loan seekers, a decent interest rate is waiting to be repaid. So free capital can be invested for it to work and not to lose value.
Maxcredit takes care of all processes. The lender can therefore rely on experienced experts who want to satisfy borrowers and lenders.
In addition, each donor can decide freely in which loan he wants to invest. He can see the data of the searchers and also the rating of the credit rating.
As a result, the default risk can be estimated very well.
Maxcredit experience – how does borrowing work?
For taking out a loan, we could make the following Maxcredit experience: The prospective loan must log in to Maxcredit in the first step. This is possible free of charge and without obligation.
For the registration a password will be assigned, so that the personal area can be visited at any time. After registration, personal data and information on the creditworthiness will be deposited.
The income must be given as well as expenditure and other economic aspects. Here it is important to answer as accurately as possible.
This data determines how high the chance of a loan is. Subsequently, the loan application can be discontinued.
The loan amount, the possible monthly installment as well as the purpose of use are stated. Maxcredit then determines how long the application will be published on the platform.
Within that time, enough money should come together to make the loan a reality. Note: Most lenders do not take over the entire loan amount, but only small parts of it.
Therefore, it may be that many donors need to be convinced until the loan is granted.
For whom are the offers from Maxcredit suitable?
Our Maxcredit experience shows that the loan portal offer is mainly worthwhile for those who have a somewhat difficult credit rating. So for all those who have a negative Credit bureau or whose income is based on a temporary employment.
Even pensioners, students, self-employed and freelancers can hope for a loan from Maxcredit. Provided that this can be properly secured.